Investing in Health: A New Chapter for the Coffeehouse Investor
Thirty years ago, I was focused on financial security—making smart investments, building my career, and ensuring a stable future. I gave little thought to maintaining health beyond my natural energy and endurance of running marathons, climbing mountains, and bicycling century races.
Now, at 65, my perspective has shifted. Financial stability no longer keeps me up at night. What does? If anything, it is the realization that good health must be nurtured, just like a well-constructed portfolio.
If you're over 55, I challenge you—just as I am challenging myself—to invest in your well-being with the same discipline we applied to our finances over the past 30 years. The habits we cultivate now determine the quality of our retirement years over the next quarter century and beyond, and the dividends of a healthy lifestyle are priceless.
EXERCISE: Movement is Wealth
Much like compounding interest, consistent movement builds vitality. Whether it’s daily walks, cycling, swimming, or hiking, every effort contributes to long-term well-being. A sedentary lifestyle is one of the greatest risks we face—so let’s commit to staying active.
NUTRITION: Fuel for Longevity
Just as we carefully select investments, we must be mindful of what we put on our plate. Whole foods, lean proteins, and plenty of vegetables nourish the body in ways processed foods cannot. Treating meals as an investment in our future means avoiding shortcuts that drain energy and vitality.
SLEEP: The Ultimate Recovery Plan
Financial success is worthless without the energy to enjoy it. Prioritizing sleep is essential. It restores the body, sharpens the mind, and reduces stress. Aim for seven to nine hours each night and treat it like the most valuable asset in your portfolio.
REFLECTION: Mental Wealth
Meditation, journaling, or simply setting aside time for quiet reflection can sharpen our perspective and alleviate the noise of daily life. Learning to embrace stillness and mindfulness is just as valuable as keeping a balanced budget.
Community: The Greatest Investment
Perhaps the most underrated pillar of well-being is social connection. Spending time with friends in healthy, engaging activities—group hikes, cooking together, even simple coffee chats—keeps us mentally sharp and emotionally fulfilled. A strong social circle is the foundation of a life well-lived.
As investors in our future, let’s take a deliberate, disciplined approach to health. The time is now. Our greatest wealth isn’t in a brokerage account—it’s in our ability to live fully, vibrantly, and with purpose.
Let’s thrive. Let’s invest in the years ahead.
Get On With Your Life
Planning for a quality retirement can be challenging, especially when facing financial uncertainties. I invite you to join me for a complimentary strategy call* and let's talk about your financial plan and explore your next 25 years and beyond.
* Limit one complimentary offer per household, per 18 months. Only applicable to households with minimum investable assets of $25,000. Offer criteria may be waived at Edelman Financial Engines' discretion.
© 2025 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. The Coffeehouse Investor is an educational platform provided through Edelman Financial Engines, LLC. Any educational content is for informational purposes only and does not constitute investment, legal or tax advice. Third party content and links should not be construed as an endorsement of any services, products, guidance, or points of view outside Edelman Financial Engines. All examples are hypothetical and for illustrative purposes only. Any advisory services are provided by Financial Engines Advisors L.L.C., a federally registered investment advisor. Certain services are available on an educational and guidance basis only. Results not guaranteed. More information on Edelman Financial Engines and its services may be found here. AM4445342